Terms of Use
The Evlo News and Blog area is for informational purposes only. The information provided shouldn’t be seen as advice. Using any information in the blogs or news articles is at the reader’s risk.
The information posted is accurate and true to the best of Evlo’s knowledge at the time of publication.
Evlo doesn’t accept liability for the information provided on third-party websites. It reserves the right to edit, amend, or remove any post at any time without notice. The external links in the blogs are not affiliate links, and Evlo won’t receive any commission if the reader clicks on the link.
Feb 10, 2026
Responsible lending has always been central to sustainable credit provision, but the principles that guide it continue to evolve as technology advances, customer expectations shift, and our understanding of financial vulnerability deepens. What constituted responsible...
Feb 5, 2026
The transformation of lending infrastructure over the past decade has been nothing short of remarkable, with cloud computing emerging as the foundational technology enabling this shift. Where traditional lenders once relied on monolithic, on-premise systems...
Dec 15, 2025
Alternative data has transitioned from experimental curiosity to strategic imperative for UK lenders seeking competitive advantage through enhanced credit assessment capabilities, particularly in serving customer segments where traditional credit bureau data provides limited predictive power...
Dec 11, 2025
The maturation of open banking in the UK has moved beyond theoretical potential to deliver tangible business outcomes and measurable consumer benefits across multiple segments of the financial services sector. Whilst early scepticism about adoption...
Dec 9, 2025
Economic uncertainty has become a defining characteristic of the contemporary lending environment, with UK consumer credit portfolios navigating a succession of shocks including the pandemic disruption, inflationary pressures unseen in decades, interest rate volatility, and...
Dec 5, 2025
Sustainable finance frameworks have evolved from peripheral corporate social responsibility considerations to core components of financial services strategy and risk management, driven by regulatory expectations, investor pressure, and growing recognition that environmental and social factors...
Dec 3, 2025
Technology integration has emerged as a defining competitive factor in UK consumer lending, with institutions’ ability to deploy, integrate, and leverage modern technology stacks increasingly determining their capacity to compete on customer experience, operational efficiency,...
Nov 27, 2025
The landscape of credit risk modelling has undergone substantial transformation over the past decade, driven by exponential growth in available data, advances in computational power, and the maturation of machine learning techniques that offer capabilities...
Nov 25, 2025
Digital identity verification has evolved from a peripheral concern in lending operations to a critical capability that shapes customer experience, regulatory compliance, and fraud prevention outcomes simultaneously. For UK lenders, the transition from branch-based verification...
Nov 21, 2025
Environmental risk has transitioned from a peripheral consideration in lending decisions to a central component of credit risk assessment, driven by regulatory expectations, investor pressure, and the increasingly tangible impacts of climate change on asset...
Nov 17, 2025
The introduction of open banking regulation in the UK fundamentally altered the competitive landscape of financial services, creating opportunities for new entrants whilst challenging established institutions to reconsider their strategic positioning. Since the Competition and...
Nov 14, 2025
The peer-to-peer lending sector in the UK finds itself at a critical juncture, having traversed a journey from disruptive innovation and rapid growth through to regulatory maturation, market consolidation, and fundamental questions about its long-term...